💷 Take-Home Pay Calculator (UK)
Calculate your actual take-home pay after tax, NI, pension, and student loans - including night shift premiums.
Understanding Your Deductions (2024/25)
Income Tax
- Personal Allowance: £12,570 (tax-free)
- Basic Rate (20%): £12,571 - £50,270
- Higher Rate (40%): £50,271 - £125,140
- Additional Rate (45%): Over £125,140
National Insurance
- 0% on earnings up to £12,570/year
- 10% on earnings £12,571 - £50,270/year
- 2% on earnings above £50,270/year
Find High-Paying Night Shift Jobs
Maximize your take-home pay with competitive night shift roles across the UK.